Congrats on being newlyweds! Weddings are truly special but can be quite hectic as well. Now that the hustle and bustle are over, it’s time to relax and unwind with your better half and start planning your honeymoon. This is a time when you and your special someone can bond, learn more about one another, and begin a journey of a lifetime together. To have a good time, you need to plan ahead of time, especially your finances. Apart from savings, you can take the help of a personal loan to ease any costs. If you’re thinking, ‘do I really want a personal loan for honeymoon expenses?’ The answer is yes! Here are a few benefits of how it can lessen your financial burden.
Ample loan amount to meet your expenses
Whether it’s a dreamy beach destination in the Maldives or the breathtaking hills of Jammu, you will leave no stone unturned to ensure you have a good time and make the most of your vacation. The last thing you need to worry about is a shortfall of money during this time. Hence, a personal loan comes in handy. You can get a loan of up to Rs. 25,00,000 lakhs. You can even use the personal loan EMI calculator to calculate an amount that’s comfortable and easy on the pocket.
Anyone is eligible to apply
You don’t have to bother about eligibility, as the conditions have been eased off, and you can easily qualify. You need some basic documents like photo and address identity proof, income proof, salary slip, and you’re good to go! This really takes the stress out of applying and helps you lay your focus on planning your grand trip.
There is no need to provide any security
Whether for your wedding or honeymoon, you don’t need to provide any security. Personal loans are collateral-free that are approved based on your credit history, income, and age.
Instant access, competitive interest rates, easy EMI, and long tenure
One of the biggest advantages of a personal loan is instant access. Once you apply, you get access to the amount within 24-48 hours. This helps with even the last-minute honeymoon plans. Plus, the personal loan interest rates are competitive, so you can ensure there’s no burden at a later stage. This, along with the EMI facility and long tenure, ensures you can pay back the amount in affordable EMIs in a comfortable and flexible tenure.
Use it the way you like
The best part about a personal loan is you can use the amount the way you like. Whether it’s for booking flight tickets, planning an exotic and romantic beachside dinner, adventure activities, shopping or simply splurging on a luxurious hotel, you can pick and choose or do it all! What you do is left up to you. This lets you plan your honeymoon extravagantly with no compromises!
A dream come true
Honeymoons are perfect for some alone time and moments of peace with your loved one. There should be no stress involved, or the escalating costs shouldn’t dampen your spirits. Rather than think of spending all your savings in one, you can consider a personal loan where you can cover the costs in small parts over a period of time. Indian or foreign, exotic or laid back, whatever plans you have for your honeymoon, make them a reality with a personal loan. Just focus on having the time of your life!